These Terms and Conditions govern your use of this website. By accessing or using this website, you confirm that you accept these Terms and Conditions and agree to  comply with them. If you disagree, you must not use this website.

1. About Us

This website is owned and operated by Sense Capital Solutions, Sense Banking, and RBI Group International AG / (“we”, “us”, “our”).

2. Changes to These Terms

We may update these Terms and Conditions from time to time. Every time you use our website, please check these Terms to ensure you understand the conditions that apply at that time.

3. Use of Website Content

All content on this website, including text, graphics, logos and documents, is protected by copyright and intellectual property laws.

You may print or download extracts for your personal, non-commercial use only. You must not:

• Reproduce, distribute or commercially exploit website content

• Modify any materials

• Use any content without proper acknowledgement of our ownership

If you breach these Terms, your right to use the website will cease immediately.

4. Information Disclaimer

The content on this website is provided for general  information purposes only and does not constitute financial, legal or investment advice.

You must obtain professional or specialist advice before  taking any action based on information on this website. We make no guarantees that the content is accurate,  complete or up to date.

5. Services and Products

Any services referred to on this website are subject to separate terms and conditions. This Website content does not form part of any contract unless expressly stated.

6. Privacy and Data Protection

Our collection and use of data is governed by our Privacy Policy, which forms part of these Terms.

7. Website Security

We do not guarantee that this website will be secure or free from bugs or viruses. You are responsible for  configuring your own IT systems and using appropriate virus protection.

You must not:

• Introduce viruses or malicious material

• Attempt unauthorised access

• Interfere with the website’s operation

Any such action may constitute a criminal offence under the Computer Misuse Act 1990.

8. Links to Third-Party Websites

This website may contain links to third-party websites. These links are provided for convenience only.
We have no control over their content and accept no responsibility.

9. Limitation of Liability

Nothing in these Terms excludes or limits liability where it would be unlawful to do so.
To the fullest extent permitted by law, Sense Capital Solutions shall not be liable for any loss or damage arising from:

• Use of, or inability to use, this website

• Reliance on website content

• Viruses or technical issues

10. Availability of Website

We do not guarantee that the website will always be available or uninterrupted. We may suspend or withdraw the website at any time without notice.

11. Governing Law and Jurisdiction

These Terms and Conditions are the general website terms and conditions (GTC) in Austria that comply with the Austrian General Civil Code (ABGB) and the Consumer Protection Act (KSchG), ensuring transparency and fairness. Governed by Austrian law, these terms stipulate Vienna as the jurisdiction.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us via the contact details
provided on this website.